Free life insurance software?

[mthompson]

I was just on a site as I am searching for software to track my business. There is so much out there, but this is the only place where they are offering a possible solution for free. does this make sense? I'm just wondering if anyone has heard of this company or thier product? Any info would be great. Located them at www.onlinedatabasesolutions.com they have something called agent intelligence.

[glenn]

You're going to store your client info online, on someone else's computer, outside of your control? Be veeeeery careful. And remind me again what happens to your data if they go out of business? (not saying they're going out of business. But what if?).

[Robert L. Barney]

How does the company offering the software make money?

FREE stuff is typically a way that a software company introduces you to their product, or is something that is in some way limited with the view that you will pay more to get more.

For example, I give away insurance comparison software for 4 months, with the hope that having used the software for 4 months, the agent realizes that it makes them money and is worth what I charge.

I also operate a site called www.term4sale.com which lets anyone get insurance comparisons for free. The site is targeted at consumers but I know that there are many agents who use the site for free. My hope is that they will see the benefit of becoming a subscriber, and being listed on the site, or see the benefit of having more powerful software on their own computer.

As with the 4 free months of software, most agents do not buy but a sufficient number do buy software which makes the FREE software possible. But at the end of the day, we wouldn't be able to offer FREE software if no one paid us for software. My staff and I would all need to find other work.

And there's one more benefit of the many agents who use www.term4sale.com for free: they keep traffic to the site high. That's why if you google either "term insurance" or "term life insurance", you will find term4sale on the first page of results. High ranking means more volume, means high ranking and so on. That introduces us to more and more agents, with the hope that more and more will buy software.

All that background to explain the I am asking,"How does the company, that is offering the free database, make money?"

[Frank Stastny]

I'm an insurance agent and have been selling life & health insurance for about 15 years. In 1995 I was in the same situation. I was looking for a program that would track my clients that was easy to use, gave me the information I needed and wasn't going to break me financially.

I couldn't find one so I did the next best thing, I designed one. That was 10 years ago. What I originally developed for my own use is now being used by agents through the US and in seven foreign countries.

It's not free but almost the next best thing. There isn't any other program that I am aware of that is as easy to use, comes with unlimited, toll-free phone support and will cost less than an agents commission from one decent life policy.

My website is www.YourInsuranceOffice.com There is a Free downloadable demo also.

If you have additional questions please call 877.633.0808.

[Robert L. Barney]

Hi Frank,

The original posting talked about a database system that is based and run on the web, with the client data on a server somewhere else. Is that how your system works?

[Frank Stastny]

Thanks for asking Bob,

No, Your Insurance Office is a program that you load on your computer and you have total control over the data you put into it. No one else can, in any way, have access to your client and prospect information except you.

I have posed the question of making Your Insurance Office a web based program to many of my users and each one I asked said that they would never consider a program that they didn't have 100% control over.

One agent said if he ever lost control over his clients that he might as well to to Wal-Mart and apply for a job as a greeter, that he would be out of business.