Indiana Car Insurance Quotes

When placing an auto insurance claim in Indiana it pays to be prepared before the accident even happens.  By following these steps the Indiana car insurance claim can be processed quickly and fairly.  When an accident occurs, ensure that emergency services are called to help those that are injured and to have an official record taken by the police.  It is a good idea, if it’s only a fender bender, to move you car off the road to avoid the risk of a more serious accident occuring.  However, if it is a serious accident, it is important to leave your vehicle where it is so the police can determine what happened.  Putting flares around your car can signal other drivers that there is an accident ahead and avoid any further accidents.  Once safety is taken care of, you will need to obtain information from all drivers involved in the accident.  What you will need  is contact names, numbers and addresses, their Indiana car insurance policy number, drivers license number and any details about the vehicle.  Most importantly, do not accept fault for the accident to anyone including the police.  All you have to tell the police is a few details of what happened, their report is used by the insurance company as their first investigation report.  If you accept that you’re at fault at the scene of the accident, your auto insurance company will have to pay for both parties with no investigation.  As a result, your premiums will likely go up.  After you’ve dealt with the police, the next step is to contact your Indiana car insurance company to tell them what has happened.  They will require the date and time of accident, how it happened, name and information for those involved in the accident, if there were injuries or damage and the police report number. Having all this prepared will help make your Indiana auto insurance claim go as smoothly as possible and have your benefits paid as quickly as possible.