Louisiana Life Insurance Quotes

To obtain Louisiana life insurance most life insurance companies require a medical exam.  This medical exam will be completed by a licensed paramedical, nurse or doctor who will call to schedule an appointment.  This appointment can be in your home, office or any other convenient location.  The Louisiana life insurance medical exam will usually include a blood and urine specimen, measurement of your height and weight, a blood pressure check and questions regarding your medical history.  The insurance company may also require and EKG.  You will be asked questions about surgeries or other treatments you may have had, any medical conditions or medications you use.  They will also need the names and addresses of the doctors you have seen as well as the date of the visits and the treatments that were required.  Having this information ready can save time during your appointment.  These exams can take about 15-30 minutes.

There are some preparations you can make that will help your Louisiana life insurance medical exam to go smoothly. Try to fast for 8 hrs before your exam, avoid caffeine, alcohol and smoking prior to your appointment as well as nasal decongestants.  It is best to book the appointment in the morning or the least stressful time of the day and it’s important to have a good sleep the night before.  It is also important not to exercise the morning of the exam.  To help make the exam go quickly it’s best to drink a glass of water an hour before to prepare for the urine test, wear a short sleeve shirt or one with sleeves that can be rolled up and have your photo identification ready.  It would also help to have all the information available regarding any surgeries, medical conditions or medications that you have had including the names and addresses of the doctors who have treated you.

If you have any questions regarding Louisiana life insurance you can contact the Louisiana Department of Insurance at 1-800-259-5300 or at their website www.ldi.state.la.us/