Washington Car Insurance Quotes

In the state of Washington if you do not have the proper amount of auto insurance you can be fined at least $450.  The minimum requirements are $25,000 per person up to $50,000 per accident for bodily injury liability and $10,000 for property damage.  The only other option is to make a deposit of $60,000 with the State Treasurer’s office as collateral or a liability bond in the same amount filed with surety bond company in Washington. However, remember that the minimum amount may not be enough for your Washington auto insurance needs at the time of an accident.
Before you have an accident, you need to ensure you understand your auto insurance policy and have any questions answered by your Washington insurance company.  When you are involved in an accident there are a few steps to follow to help make the process of making a claim go smoothly.  You will need to report the accident to local law enforcement, even if there are no injuries.  It is important to write down everything you remember before, during and after the accident, what happened and what was said to ensure you do not forget.  You and the other driver will need to exchange information,  including name, phone number, address, insurance company contact number (found on proof of insurance card).  Both insurance companies should be notified as soon as possible after the accident, an adjuster will then analyze the report to determine who is at fault.  To stay on top of your claim, contact the investigator to ensure they have all the correct information, keep track of your phone calls and who you talked to for further reference if needed.  Keeping all receipts and bills that result from the accident is imperative in receiving a fair payment from the insurance company.  Once fault is determined, it will be that drivers insurance company who will pay out whatever claims result from the accident.